So what was the specific question ??? I gave you a self help link. What's wrong with that ? It's up to you whether or not you wan't to use it.... I did nothing wrong.... I'm a volunteer that just trys to help others here. There's nothing in it for me except for self-satisfaction. I'm not a CC employee. Have fun and good luck with it ! 🙂
If the specific question is "What’s the point of paying", then I would say: check your contract. I think contracts usually allow you to switch to a reduced speed without paying an ETF.