Visitor

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2 Messages

Thursday, July 24th, 2025

Ineligible for device payment plan despite 800 credit score, years of on-time payments

I am recently trying to get a new phone plan via xfinity with a new phone and upgrade my wife's phone. 

Unfortunately I keep receiving an error message that says I'm over the number of lines I can have on device payment plans, which is currently 0. I have a great credit score and have never missed xfinity payments so not sure what the deal is. I have already spoken to a representative by phone who couldn't' help me and someone at the xfinity store in person who didn't have many more answers. 

My only speculation is that they tried a soft credit check while my credit was frozen and now my account is "locked" in this state. Any help would be appreciated, thanks!

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Official Employee

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2.6K Messages

2 months ago

 

user_jpyl4h Thank you for reaching out to us over our Xfinity Community Forums. If your credit is frozen Xfinity Mobile cannot evaluate eligibility for a Device Payment Plan (DPP) until the  freeze has been lifted. Once the status is confirmed as lifted, the Xfinity Mobile Team will have to remove the previous credit inquiry before a new credit check can be processed. 

 

Visitor

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1 Message

I just found this answer, explains what I thought might be the case. I am having the issue the original poster is/was having as well. My credit was frozen to prevent fraud. Now that it's unfrozen, how to I get a the previous inquiry to be removed by the Xfinity Mobile Team and a new credit check be processed? I've called and tried chats multiple times and the last time, yesterday, I thought this might have been the case and was trying to communicate to tell them to run another credit check but it seems like they weren't understanding. I asked them to escalate and they said I'd receive an email but no email. Is there something specific in Xfinity code/words that tells them what I need for this case? Your help is greatly appreciated!

Official Employee

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2.4K Messages

 

user_5wbnjb Welcome to our community forum! Thank you for reaching out so we can help you set up your Xfinity Mobile service! Please send a direct message by clicking the chat icon in the upper right corner of the page, click on the pen and paper icon, then enter “Xfinity Support” in the “To” section. Include your name and address so I can find the account and get started on a resolution. 

 

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Visitor

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2 Messages

@XfinityEmilyB  I am having the same exact issue. I was on chat and phone with customer service all day and no one could assist me. Very disappointing! Would you be able to assist me with this issue. Thank you.

Visitor

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2 Messages

@XfinityMartyR​ I am having the same exact issue. I was on chat and phone with customer service all day and no one could assist me. Very disappointing! Would you be able to assist me with this issue? Thank you.

Official Employee

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2.7K Messages

Thanks for posting on our Community Forums for assistance, n_ringo. Is your credit frozen? 

 

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Visitor

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1 Message

3 days ago

I have the exact same issue as well!  My credit is well over 800 and I cannot get proper financing for a new device. So I can’t take advantage of xfinity’s offers/deals. I’ve tried several months and spent hours on the phone to fix the issue.  I’ve spoken with multiple agents - all have been willing to help and very nice - but none seem to understand the problem nor how financing the devices should work.  They’ve said multiple times that my credit will improve the longer I am a customer but this does not seem to be true. Moreover, I’ve tried multiple times with them to lift my freeze and run a new credit check to no avail. More recently at xfinity’s direction, I contacted equifax directly who confirmed the freeze was lifted and my excellent credit rating.  But Xfinity has no way to receive the credit report from equifax (and equifax won’t send the report directly to Xfinity - don’t let exhibit tell you otherwise!).  This is a simple issue and there’s a simple solution; but xfinity’s administrative limitations (including restraints on their own agents) have frustrated the process.  It’s really a shame because everyone loses!

Visitor

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2 Messages

I ended up dropping Xfinity mobile over this issue. Best of luck, but I think that’s your best bet too. 

Official Employee

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1.7K Messages

@user_dp7kkh​ thank you for taking time to reach out over Xfinity Forums, and understand wanting to take advantage of a Xfinity Mobile offer. When was the last time there was a check to see if you were eligible for a device payment plan?  

I am an Official Xfinity Employee.
Official Employees are from multiple teams within Xfinity: CARE, Product, Leadership.
We ask that you post publicly so people with similar questions may benefit from the conversation.
Was your question answered? Please, mark a reply as the Accepted Answer.tick
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