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I was sent to AFNI debt collections i'm wondering what I can do to make payments to have this not effect my credit score , and get it paid off and reactivate my comcast account some help would be appreciated.... Thanks...
I can help provide more information for you. Can you please verify your first and last name, full street address, the phone number or account number associated with the account in a private message?
To send a private message click on my name "ComcastChe", then click private message me.
On every collection letter it is stated that you have 30 days to dispute the debt (FDCPA),809b) , many people don't know that you have good defenses about defending yourself if the debt is not accurate or invalid (validation of debt)
send out a letter (preferably CMRR) and the debt becomes not valid and the CA has to send it back to the original creditor.
The Fair Debt Collection Practices Act (FDCPA) is a section of the consumer credit protection act that aims to promote fairness in the collection of consumer debts and provide a way for clarifying and challenging debt information to ensure its validity.