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Credit check

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Message 1 of 5
387 Views
Is a hard pull done prior to subscription? If so - which one(s)?

I have locked my credit with all 3 agencies and want to make sure I unlock only the needed since it costs.
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Posted by
Official Employee

Message 5 of 5
451 Views
Solution

-Mike is correct. If you require a credit check, it is a hard pull via Equifax. 

 

KenF




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4 REPLIES
Posted by
Contributor

Message 2 of 5
334 Views

If your a current xfinity customer (cable, internet) I do not believe there is a credit check with the credit agencies.  My credit is not that great but I was able to get the phone and service

Posted by
Contributor

Message 3 of 5
302 Views

I think you are correct.  But if you request more than 1 phone they will check.

Highlighted
Posted by
Contributor

Message 4 of 5
277 Views
Xfinity isn't specific about their criteria for running a credit check. They do say in their FAQs that they'll ask your permission first. I don't think the criteria is as simple as existing customer plus number of lines. I believe it also matters whether you purchase the phone outright or finance it. I purchased two phones outright, with no credit check.

In terms of agency Xfinity might use, I saw elsewhere on the forums that someone reported their hard credit pull showed up on Equifax.
Posted by
Official Employee

Message 5 of 5
452 Views
Solution

-Mike is correct. If you require a credit check, it is a hard pull via Equifax. 

 

KenF




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